..."We closed on a loan with you last year for weatherization. We have seen a 28% decline in oil consumption. We are very happy with this outcome...."   - March 2013, South Berwick homeowner

" I just wanted to let you know that last year on a day like today we'd practically be in snow suits in our livingroom and we had the heat set to 80 on all 4 thermostats. Today it's quite comfortable in the living room and cranking at 68 throughout the house! !! Woohooo! Thanks again! "        - January 2013, Eliot homeowner

Weatherization is your first defense against high energy costs. SEI has a limited number of low interest, unsecured loans available to help you do that.

As of March 2013, we are going to start moving down our wait list, to begin processing new loans. We will maintain the Wait List Application form on this site, and as you move off the wait list we will email you the actual loan application.

Please see the Overview page for terms; the interest rate is currently set at 2.5% for the first 3 years of each loan, and 3.5% for the balance of the loan term.

The SEI loan program is a "revolving" loan program; as loans are repaid, the money is re-loaned into the community so that more homeowners can make their homes more energy efficient.

Please note that Efficiency Maine has three financing programs available: an unsecured loan up to $7,500, a secured loan up to $15,000 and a secured loan up to $25,000. Each loan program has slightly different criteria. Currently all Efficiency Maine loan programs have an interest rate of 4.99% but this is a much lower rate than available in other states. Fill out our survey, indicate you are interested in finding out what products are available and we will connect you to information on other financing resources.